How to recover farmer credit (udhaar)

1. Set a credit limit for each farmer

Keep a limit based on the farmer. Do not leave a very large balance with one farmer.

2. Write the payment date on the bill

Tell the farmer and write on the bill when the money is due. A written date makes it easier to ask.

3. Match the date to the crop

Farmers pay after the crop is sold. Set the date to match, and recovery is faster.

4. Remind on time

Remind before the date, on the date and every few days after it. A WhatsApp message is easy and well accepted.

5. Take part payments

If the farmer cannot pay in full, take what they can and record it. Small payments also reduce the balance.

6. Make it easy to pay by UPI

Keep a UPI QR on the bill and the reminder, so the farmer can pay at once.

7. Think before giving new credit on an old balance

Until the old balance is paid, give new credit carefully.

How AgroKhata does this

Credit limit and credit days, a payment date on the bill, automatic WhatsApp reminders, part payments and a UPI QR are all in AgroKhata.

Frequently asked questions

How can I recover credit from farmers?

Set a limit, write a date on the bill, send WhatsApp reminders, take part payments and keep a UPI QR handy.

Can reminders go out automatically?

In AgroKhata, yes. Reminders go out every morning for unpaid bills, and stop as soon as you record the payment.

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